Licensed in NC, MD, VA, WVA

Life Insurance

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Term Life Insurance

Term life insurance is probably one of the most popular forms of life insurance. In exchange for a premium that stays the same for a specific period, you get a tax-free death benefit. That way, if something happens to you, your family can continue to pay for the things your income provided with help from the benefits of your term life insurance policy.

Whole Life Insurance

With fixed-level premiums and conservative accumulation, it’s easy to understand how your whole life insurance policy works and there’s no worry that it’ll lose value.

Variable Universal Life Insurance

With variable universal life insurance, you can make changes to your coverage as your needs change, and you may have flexibility in your payment amounts as long as there is sufficient cash value to cover monthly charges.

Life Insurance Comparison Chart

Term Life Insurance Whole Life Insurance   Universal Life Insurance   Variable Universal Life Insurance  
Death benefit yes yes yes yes
Designed for low cost yes
Access to your money yes yes yes
Guaranteed cash value yes yes
Market participation yes
Tax advantages yes yes yes yes
Flexible payments yes yes